John Graham & Associates, Inc. | 300 E. Washington Street, Suite 4, East Peoria, IL 61611
TOLL FREE: (800) 846-8676   |   Local: (309) 699-6608   |   Fax: (309) 699-7498

John Graham & Associates, Inc.

CONNECT

Address:

300 East Washington Street, Suite 4
East Peoria, IL 61611-2568

Phone:

(800) 846-8676 or (309) 699-6608

Fax/Other:

(309) 699-7498

Employer-Sponsored 401(k) Retirement Plans

Fiduciary Outsourcing
Our trusted advisors design solutions that protect plan sponsors.
One-on-One Attention
We provide professional advice to plan participants, breaking down a critically important and complicated subject into an easy to understand process.
How it Benefits You
We can help improve employee outcomes while potentially mitigating specific plan liabilities.

 

Fiduciary Outsourcing:
We have been fiduciaries for decades and can act as fiduciaries for your employer-sponsored retirement plan. This means we will sit with your employees and give advice on their investments, in addition to other financial planning topics.

  • We can act as a 3(38) or a 3(21)
  • We partner with competent 3(16) providers.

As independent financial advisors, we are not bound to any product or third-party administrator. This allows us to be flexible in plan design, working with the employer to build the best plan possible for their needs.

Our advisors will work with you to help define your fiduciary responsibilities, industry best practices, any potential risks, and strategies to mitigate those risks.

With John Graham & Associates Benefits, you can expect:

  • Trusted fiduciary attention
  • Open architecture 401(k) plans
  • No revenue sharing platforms
  • Transparent pricing

One-on-one attention:
We take participant education and service seriously. Employees who have a better financial awareness tend to be happier workers and are more likely to retire when they want.

We will spend face-to-face time with employees throughout their career. Throughout the year, the JGA Benefits Team connects with your employees to support their retirement efforts and track their progress. With JGA, they get a personal touch.

  • Every year, we connect in person with on-site employee meetings, during which we will meet with participants individually to assist them with the enrollment process, as well as meet with current participants to review their account.
  • We also provide group meetings on a variety of topics, such as enrollment information for newly eligible employees, plan changes, stock market volatility, and other timely subjects.
  • Based on the annual plan review, we can create target educational workshops with the intent of improving specific plan demographics.
  • We offer live local educational workshops on the fundamentals of financial planning.

How it Benefits You:
With the help of a financial advisor, a well-designed employer-sponsored retirement plan can help you attract and retain valuable employees.

Our service model empowers employees to better understand their benefits package, which can lead to greater appreciation of the benefits and higher participation rates. It also allows us to focus on increasing plan demographics, such as deferral rates and proper asset allocation. This can lead to more satisfied employees and a more successful plan for you.

We offer fiduciary outsourcing and other ways to minimize your fiduciary responsibility to your retirement plan. We can implement strategies that can potentially decrease your liability, increase plan demographics, increase employee satisfaction, and make the plan easier for you and your employees.

Want to learn more? Click the button below or call 309-699-6608

Check the background of this financial professional on FINRA's BrokerCheck
Check the background of this financial professional on FINRA's BrokerCheck