Money | John Graham & Associates

One of the keys to a sound financial strategy is spending less than you take in, and then finding a way to put your excess to work. A money management approach involves creating budgets to understand and make decisions about where your money is going. It also involves knowing where you may be able to put your excess cash to work.

The Power of Compound Interest

Learn how to harness the power of compound interest for your investments.

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How Cash Apps Work

Peer-to-peer payment apps are one of the newest ways to send money.

U.S. Personal Savings Rate

What can be learned from the savings rate?

The Latte Lie and Other Myths

Check out this video to begin separating fact from fiction.

Financially Savvy at Six Figures

Help your clients with these practical steps to make the most of their six-figure income.

The Average American Budget

Learn about the average American budget in this fun and interactive piece.

Pay Yourself First

It sounds simple, but paying yourself first can really pay off.

Understanding FDIC Insurance

FDIC insurance was designed to protect your deposited funds, but do you know how? This article answers that question.

What To Do When Your Income Reaches 7 Figures

Preserve your high net worth with these foundational tips.

Strategies for Managing Student Loan Debt

Five strategies for managing your student debt.

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Credit Card Payoff

Find out how long it may take to pay off a credit card balance and what it costs in interest.

Historical Inflation

See how the purchasing power of a dollar has changed over time due to inflation.

Lifetime of Earnings

Estimate how much you may earn over your working years based on your current income.

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