Money | John Graham & Associates

One of the keys to a sound financial strategy is spending less than you take in, and then finding a way to put your excess to work. A money management approach involves creating budgets to understand and make decisions about where your money is going. It also involves knowing where you may be able to put your excess cash to work.

How Cash Apps Work

Peer-to-peer payment apps are one of the newest ways to send money.

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The Latte Lie and Other Myths

Check out this video to begin separating fact from fiction.

Personal Finance Calendar

Use this handy calendar to remember the year’s most important financial dates.

The Power of Compound Interest

Learn how to harness the power of compound interest for your investments.

What If Your Kids Decide Against College?

Rising college costs prompt students to seek alternatives; 529 account funds can be used for other education options.

Countering Counterfeit Currency

Combating counterfeiting remains core to preserving the integrity of the nation’s money.

Strategies for Managing Student Loan Debt

Five strategies for managing your student debt.

Monthly Memberships

A look as how autopay subscriptions can be a drain on your finances, especially when forgotten.

What To Do When Your Income Reaches 7 Figures

Preserve your high net worth with these foundational tips.

The Half Million Dollar Baby

The true cost of raising a child may be far more than you expect.

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Historical Inflation

See how the purchasing power of a dollar has changed over time due to inflation.

Credit Card Payoff

Find out how long it may take to pay off a credit card balance and what it costs in interest.

Lifetime of Earnings

Estimate how much you may earn over your working years based on your current income.

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