Money | John Graham & Associates

One of the keys to a sound financial strategy is spending less than you take in, and then finding a way to put your excess to work. A money management approach involves creating budgets to understand and make decisions about where your money is going. It also involves knowing where you may be able to put your excess cash to work.

How Cash Apps Work

Peer-to-peer payment apps are one of the newest ways to send money.

Have A Question About This Topic?

The Latte Lie and Other Myths

Check out this video to begin separating fact from fiction.

Understanding Money Market Funds

Check out this brief article which explores the role Money Market Funds may play in your portfolio.

The Power of Compound Interest

Learn how to harness the power of compound interest for your investments.

Understanding FDIC Insurance

FDIC insurance was designed to protect your deposited funds, but do you know how? This article answers that question.

Budgeting After a Divorce

Divorce is the second most stressful time in a person's life. Here's some tips to get through it.

U.S. Personal Savings Rate

What can be learned from the savings rate?

The Average American Budget

Learn about the average American budget in this fun and interactive piece.

Monthly Memberships

A look as how autopay subscriptions can be a drain on your finances, especially when forgotten.

What Can You Buy With 529 Distributions?

This article can be a helpful guide when beginning to prepare for education expenses.

View all articles

Credit Card Payoff

Find out how long it may take to pay off a credit card balance and what it costs in interest.

Lifetime of Earnings

Estimate how much you may earn over your working years based on your current income.

Historical Inflation

See how the purchasing power of a dollar has changed over time due to inflation.

View all calculators